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InvestEngine vs Trading 212
Detailed comparison of fees, features and products
4.8
BROKER ONLY5
BROKER ONLYFeature Comparison
| Feature Comparison | InvestEngine | Trading 212 |
|---|---|---|
| Wide Offering | ||
| Fractional Shares | ||
| Auto-Invest / DCA | ||
| Cash Interest (AER) | ||
| UK Support | ||
| Tax Certificate (CTC) | ||
| FSCS Protected (£85k) | ||
| Score | 5/7 | 7/7 |
Fee Comparison
| Fee Comparison | InvestEngine | Trading 212 |
|---|---|---|
| Platform & Dealing Fees | ETFs only | £0 commission |
| Tax Wrappers (ISA/SIPP) | £0 (DIY plan) | £0 commission |
| Crypto Fee | N/A | N/A |
| FX Fee | £0 (GBP ETFs only) | 0.15% |
| Inactivity Fee | None | None |
| Deposit Fee | Free | Free |
| Withdrawal Fee | Free | Free |
| Min. Deposit | 0 | 1 |
Product Range
| Product Range | InvestEngine | Trading 212 |
|---|---|---|
| Stocks | 0 (ETFs only) | 12,000+ |
| ETFs | 600+ LSE ETFs | 6,000+ |
| Funds | 0 | 0 |
| Bonds | via ETFs | 0 |
| Crypto | 0 | 0 |
Pros & Cons
Pros
- ISA: Free + SIPP: Free (rare in UK)
- £0 Platform Fee + £0 Dealing Fee (DIY)
- FX Fee: £0 (only GBP-listed LSE ETFs)
- FCA regulated + FSCS protected
- Smart rebalancing & monthly auto-invest
- Best platform for passive ETF investors
Cons
- No individual stocks (Apple, Tesla, etc.)
- Low cash interest rates
- Limited to LSE-listed ETFs
- Not for active traders
Pros
- Stocks & Shares ISA: Free (no annual fee)
- £0 Platform Fee + £0 Dealing Fee
- FX Fee: 0.15% (lowest among UK neobrokers)
- FCA regulated + FSCS protected (£85k)
- Cash Interest: ~5% AER paid daily
- Pies & AutoInvest: Best auto-balancing feature
- Clear tax certificates for GIA
Cons
- No SIPP available
- No bonds or mutual funds
- Limited research tools
- Not suitable for complex trading